A fierce battle for the client in the market of banking products enabling the purchase of a flat through a favorable mortgage loan. Now an interesting offer was made by Bank BPH lowering the commission for granting a mortgage loan in ACB by 0.6 percentage point.
After updating the Bank BPH mortgage offer and hence the reduction, the current margin amounts to 2.9% of the loan amount. BPH will drop the commission to 0% if the customer decides to join the risk insurance for loss of a permanent source of income and life insurance. After such a procedure, the borrower will obtain much more favorable conditions, which translates into lower loan costs.
Mortgage loan in ACB Bank
Mortgage loan in ACB Bank proposes 0.9% if the borrower opens one of the personal accounts in this bank.. This is the lowest margin level, ie 0.9% in this bank, possible to achieve if we use two promotions, following the suggestions of the financial adviser. It is worth noting that the account must be created before the day of submitting the application to the Bank for the payment of the first loan funds. In addition, you must declare that your account will receive funds from the income declared in the application for a mortgage. What is important, all the persons mentioned in the mortgage application on the basis of which Bank BPH has assessed the creditworthiness have to do it. After the first year of insurance, the margin will be reduced by a further 0.2 pp if the borrower extends the life insurance and the accident in the event of loss of work capacity.
Helpful formalities to a mortgage loan
A dedicated advisor is very helpful in all formalities related to a mortgage loan, which will help Bank BPH customers quickly and safely pass through this complex process. In addition, Bank BPH made it possible to contact a mortgage advisor through an innovative videoconferencing technology, which is carried out in high definition. Unfortunately, only in selected institutions: PM Bank, PL Bank and Redon. You do not have to, therefore, visit Bank BPH outlets to talk to a mortgage advisor.
Bank BPH has a promotion on a housing loan with additional payments, in which the lower installment of a housing loan is valid for the first 8 years of repayment.